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Ascentium Capital Blog

Informative topics to help small businesses thrive

  • Convenience Store Owners—Drive Consumers Beyond the Pump to Keep Profits Flowing

    October 29, 2018  - C-store & Gas Stations
    Photo of man in convenience store with gas station outside
    The U.S. convenience store industry is facing the challenging truth that Americans are changing the way they shop for snacks and drinks. The 150,000 plus convenience stores in the nation are being pressured from all sides. Fast-food restaurants and supermarkets are engaging in price wars, and dollar stores continue popping up and offers quick delivery for basic items. (Read More...)
  • Financing the Sweet Smell of Success (One Bakery at a Time)

    October 22, 2018  - Customer ReviewsRestaurant
    header image of John Kraus in front of his bakery Patisserie 46
    When was the last time you stopped into your local bakery or patisserie and thought about anything but the coffee you crave or the incredible scents of the sweets on display? There’s a lot of expensive machinery that goes into running a high-end bakery from coffee and cappuccino makers to commercial grade ovens and mixers and other specialty equipment. With this expensive equipment, and the cost of potential replacements or expansion upgrades, a baker could get burnt without the right lender. (Read More...)
  • 11 Do’s and Don’ts for Designing Winning Display Ads

    August 20, 2018  - Tips for Small Business
    image of multiple device screens with digital advertising in text
    Design is a crucial part of any marketing campaign’s success. Campaigns are intended to raise the profile of your brand and drive customers to buy your products or services. With a growth in spending from $83 billion in 2017 to a predicted $129.23 billion in 2021, perfecting the appeal of your digital advertisements is extremely critical. (Read More...)
  • Detailing Being Green So Your Commercial Car Wash Shines

    August 6, 2018  - Industry NewsCar Wash
    Image of silver car going through automatic car wash
    Fewer and fewer of us nowadays are enjoying the experience of washing our car in our own driveway on a Saturday morning. It was a first car owner's ritual; soaping up the car with a big sponge and rinsing it off with the garden hose. Before we all assume it's the youth of today not wanting to put in a little hard work and elbow grease, we should realize . . . that's only part of the problem. The main issue is the waste water run-off from these seemingly harmless chores. That sudsy water running off your driveway into the street is called nonpoint runoff and it is the leading cause of fresh water nonpoint source (NPS) pollution in the United States. And, it is causing many states and communities to ban the once typical suburban activity. (Read More...)
  • Flexible Financing Helps This Car Wash Tower Above the Competition

    July 30, 2018  - Customer ReviewsCar Wash
    Image showing Robert Powell owner of Tower Car Wash
    When Robert Powell left the banking industry to fulfill an entrepreneurial dream, he looked for a business that would be a good fit and would grow. When Tower Car Wash & Detail Center came on the market in 2005, Powell could see it was not only a match for his small business dreams, but with the right service, offerings, and customer experience for those who frequented his Batavia, Illinois location . . . he could clean up. (Read More...)
  • Construction Trends — The Times They Are a Changin’

    July 23, 2018  - Construction
    image of hard hat and architectural documents on drafting table
    It used to be that the most high-tech piece of equipment on a construction or building site might have been the back hoe or front-end loader. As Bob Dylan once sang, the times they are a changin' . . . today's residential and non-residential construction sites are employing innovative new technologies and ideas to make projects stronger, safer and smarter. (Read More...)
  • Hard vs Soft Credit Checks and What Your Financial Lender May Pull

    June 11, 2018  - Tips for Small Business
    image showing a print-out of a credit report on a desk next to a keyboard
    As we go about our lives, we have our financial discipline monitored by the three big consumer bureaus – Equifax®, Transunion®, and Experian™ – and your FICO Score is built using this consumer bureau data. Even the best of us have experienced that moment of fear when we hear that we need to have our credit pulled . . . and we don't know where our number will land. Not all credit pulls are created equal, however; there are important distinctions between hard and soft credit pulls, or credit checks, and the Fair Reporting Credit Act dictates when and why credit reports may be pulled. The two forms of credit inquiries have different effects on your credit report and FICO credit score across the reporting agencies. (Read More...)
  • Developing Creative Funding Options for Clients to Deliver Dreams

    image of man in suit on black background with people icons floating in air over hand depicting software technology solutions
    Central Consulting Group (CCG) provides customized software solutions for Architectural and Engineering (A&E) firms large and small. They have the motto, “You dream it. We can do it” on their website . . . and they clearly believe in that vision. Since 2002, CCG has been helping customers get more out of their software investment by customizing Enterprise Resource Planning (ERP) software. (Read More...)
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